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Terms and Conditions: Impact Days

1. Sponsor; Nature of Promotion. Impact Days (the “Promotion”) is offered by Faithward Advisors LLC, with a principal business address at 275 Hess Blvd, Lancaster, PA 17601 (the “Company”).

The Promotion is a limited-time, discretionary charitable giving initiative sponsored by the Company. Any payment made by the Company under this Promotion is a voluntary gift by the Company and is not: (1) a guaranteed program feature; (2) part of any advisory agreement, custodial agreement, or other service arrangement; (3) compensation to any participant; or (4) investment, legal, or tax advice.

The Company reserves the right to interpret and administer the Promotion in accordance with these Terms and Conditions.

2. Offer Period. The Promotion begins on April 1, 2026 at 00:01 Eastern Standard Time and ends on April 30, 2026 at 23:59 Eastern Standard Time (the “Offer Period”). Only qualifying contributions completed during the Offer Period will be eligible, subject to these Terms and Conditions and the Promotion funding cap described below.
3. Promotion Funding Cap; First-Come, First-Served. The total aggregate amount available for all Company payments under the Promotion is $50,000(the “Promotion Pool”). Promotion payments are available on a first-come, first-served basis until the Promotion Pool is exhausted. A contribution will not be deemed approved for a Company payment unless and until the Company has received all required documentation, verified eligibility, and confirmed that sufficient funds remain in the Promotion Pool.

If the Promotion Pool is exhausted before the end of the Offer Period, no further Company payments will be made, even if a participant otherwise satisfies the eligibility criteria.

The Company may, but is not required to, post or distribute a notice that the Promotion Pool has been exhausted. If the remaining Promotion Pool is less than the applicable advertised amount for the final contribution, the Company will make a partial final contribution from the remainder of the Promotion Pool.

4. Eligible Participants. The Promotion is open only to current clients of the Company which have funded accounts managed by the Company as of March 31, 2026, at 23:59 Eastern Standard Time, not including any employees of the Company or any immediate family member of an employee of the Company (each, an “Eligible Participant”). The Company will administer the Promotion uniformly among all Eligible Participants who satisfy the stated requirements.
5. Qualified Charitable Contribution Offer. Subject to these Terms and Conditions, the Company will make a charitable matching payment of up to $250in connection with a qualifying Qualified Charitable Contributionor “QCD” made by an Eligible Participant during the Offer Period. Said charitable matching payment is limited to one matching payment per Eligible Participant for the duration of the Offer Period.

For purposes of this Promotion, a “Qualifying QCD” means a charitable distribution that (1) is made by an Eligible Participant who is age 70½ or older at the time the distribution is made; (2) is made directly from the Eligible Participant’s traditional IRA to an eligible charitable organization; and (3) otherwise satisfies the Company’s verification requirements.

A QCD will not qualify unless the transfer is made directly from the IRA to the charitable organization. Amounts withdrawn by the participant and later contributed by the participant do not qualify as a QCD for purposes of this Promotion.

The Company reserves the right to approve or deny any requested match in its sole discretion. Without limiting that discretion, the Company may limit matching contributions to organizations that are recognized by the IRS as eligible charitable recipients and whose mission, activities, and policies are consistent with the Company’s values. The Company may decline to match donations to organizations whose purposes, activities, affiliations, or grantmaking are inconsistent with the Company’s standards or other program criteria.

6. Donor-Advised Fund Contribution Offer

Subject to these Terms and Conditions, if an Eligible Participant makes a qualifying contribution of at least $10,000 to a Faithful Journey Foundation donor-advised fund account during the Offer Period, the Company will make a $500 contribution to the applicable donor-advised fund account.

For purposes of this Promotion, a “Qualifying DAF Contribution” means a contribution to a donor-advised fund for which Faithful Journey Foundation is the sponsoring organization and which meets the Company’s documentation and verification requirements. Said Qualifying DAF Contribution must be a singular contribution of $10,000 or more, and the $500 contribution from the Company shall be limited to one per Eligible Participant.

The Company’s payment under this Section will be made only to the applicable donor-advised fund or sponsoring charity, not to the participant personally or any charity other than the sponsoring organization.

7. Submission and Verification Requirements. To receive a Company payment under the Promotion, an Eligible Participant must submit all information and supporting materials reasonably requested by the Company, which may include: (1) the participant’s name and contact information; (2) proof of eligibility; (3) for a QCD, documentation showing the participant’s age eligibility and evidence that the distribution was made directly from a traditional IRA to the charitable organization; (4) for a donor-advised fund contribution, documentation showing the amount, date, and recipient donor-advised fund sponsor or account; and (4) any other information reasonably necessary for the Company to verify compliance with these Terms and Conditions.

The Company may reject any submission that is incomplete, inaccurate, late, illegible, unverifiable, or inconsistent with these Terms and Conditions.

8. Timing of Company Payment. All submissions must be received by the Company within the Offer Period. If a submission is approved and sufficient funds remain in the Promotion Pool, the Company intends to make the applicable payment within ten (10) days after verification.

The Company is not responsible for delays caused by IRA custodians, charities, donor-advised fund sponsors, mail delivery, wire transfers, banking systems, or other third parties.

For purposes of determining eligibility during the Offer Period, a contribution will be treated as made on the date the relevant charity or donor-advised fund sponsor receives the contribution, unless the Company states otherwise in writing.

9. No Assignment; No Cash Alternative. Promotion benefits are not transferable, assignable, or redeemable for cash by any participant.

No participant has any vested right to a Company payment unless and until the Company has approved the submission in writing and sufficient funds remain in the Promotion Pool.

10. Tax Disclaimer. The Promotion is offered for charitable giving encouragement purposes only. This is not tax advice. Please consult your tax advisor regarding the deductibility of charitable contributions and eligibility for QCDs.

The Company makes no representation regarding: (1) whether a participant’s contribution will be deductible; (2) whether a participant qualifies to make a QCD; (3) the tax treatment of any donor-advised fund contribution; and/or (4) the tax consequences of participating in the Promotion.

11. No Investment Advice. References in the Promotion to IRAs, QCDs, donor-advised funds, or charitable giving vehicles are provided solely in connection with the Promotion and do not constitute investment advice, a recommendation, or a solicitation to buy or sell any security or investment product. Nothing in the Promotion should be construed as recommending any particular charitable strategy, account type, or asset disposition.
12. Privacy. The Company will use personal information collected in connection with the Promotion in accordance with its privacy policy, available at [Privacy Policy Link].

To the extent reasonably necessary to administer the Promotion, the Company may use and disclose limited information to its service providers, charitable recipients, donor-advised fund sponsor, custodians, or other third parties involved in verifying or processing a Promotion payment, subject to applicable privacy obligations.

13. Modification, Suspension, or Termination. The Company reserves the right to modify, suspend, or terminate the Promotion at any time, with or without prior notice, except that any qualifying submission already approved by the Company before such modification, suspension, or termination will remain subject to the Terms and Conditions in effect at the time of approval unless prohibited by law.

Without limiting the foregoing, the Company may disqualify any participant or submission that, in the Company’s reasonable determination, violates these Terms and Conditions or is fraudulent, misleading, abusive, or inconsistent with the intended purpose of the Promotion.

14. Limitation of Liability. To the maximum extent permitted by law, the Company will not be liable for any loss, damage, tax liability, penalty, claim, or expense arising out of or relating to: (1) participation or attempted participation in the Promotion; (2) any participant’s charitable contribution decision; (3) any failure by a custodian, charity, donor-advised fund sponsor, or other third party to process a transaction; (4) any incorrect, incomplete, delayed, or rejected submission; or (5) exhaustion of the Promotion Pool.
15. Governing Law. These Terms and Conditions will be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to conflicts-of-law principles.

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